About

Basic Bio

I’m a tech startup entrepreneur.  I’m also interested in personal finance.  I live in a big city in the USA and I’m an “old” millennial (born in the early 80’s).  I have a wife who is a professional as well as two young kids that are completely awesome.  I started a tech company several years ago.  I hold an Engineering Degree from a top 5 school. My wife holds an Engineering Degree as well as a post-graduate degree.

Salaries :

  • $80,000/year (me at my startup)
  • $135,000/year (wife, part-time)

What is this blog about?

This blog is about my personal financial situation.  Although the tech startup is a major part of my life, this blog won’t focus on that story as much as my personal finances.

Why this blog? 

I sometimes read personal finance blogs, but I have never come across one that is at the intersection of tech startup’s and personal finance.  Following the trend of other personal finance bloggers, I have decided to post this blog anonymously.  This allows me to be really open about an otherwise personal topic.   I have a unique situation (at least I haven’t seen another blog from a similar view point) and I thought other people may find this interesting and maybe educational.   I also believe writing helps me personally to organize my thoughts. Finally, Reporting results also acts as an accountability process for me.  It’s a forcing function to take stock of how I am doing.  In that way I view this as a journal of sorts that I can personally refer back to.

My View of Money

Most other personal finance bloggers I read about are passionate about exiting the rat race and gaining financial independence.  Sometimes they seem to dream about not “needing” to work or being on a beach somewhere (or rather just the lack of responsibility that financial independence allows).  I may have at times thought about that carefree lifestyle, but as I’ve gotten to really know myself I really don’t care about any of that.  I’m a doer.  I love building things and seeing the results of my vision come to fruition.  I would describe life in a capitalist society like a giant game board, and I want to play to win points.  The more points you have the more power you have to change the world toward your view, which is why I also like giving away points to causes that I believe in.  The points are the cash obviously.  So I share the same goals of other personal finance bloggers in terms of maximizing income and minimizing expenses, but really my end game is not the same.  I can’t imagine EVER wanting to stop working.  I really love it.  I’m weird like that.  I also am NOT afraid to commit myself for years at a time to a vision that I believe in.  I don’t look to “get out” of the rat race (which implies no responsibility) instead I actively seek responsibility for more and more assets which I hope leads to more points coming my way.  I think I’m a good manager of points as I donate a lot of them etc.

One note to my millennial peers 

We’re so commitment-phobic.  It’s just the worst. My advice is to fight it. Commit to your spouse (if you don’t have one, get one… you can’t accomplish anything while you still are trying to manage all that single drama), commit to your employer (or investors/customers as the case may be), and commit to yourself that you will figure out some goals and accomplish them!